You may be a money nerd, if…


Happy Friday!

Here’s the best of Budgets Are Sexy lately, as well as other parts of the web that I couldn’t help but want to share with the world ;)

If only people in our “real” lives appreciated this as much as we do! But oh well, guess everyone can’t be as awesome as us…

Let me know how you score on that nerd quiz btw ;)


Favorite articles on the blog lately:

You may be a money nerd, if… — “You track 2 different versions of your net worth… You fund a college savings account – even though you don’t have any kids yet…You get more heated debating whether the RE belongs in FIRE than you do with politics!”

Are you financially better off *today* than you were at the start of the year? — Answer these 6 questions to find out!

Let’s use up those forgotten gift cards! — Every year we give up close to $1 BILLION of unused gift cards in our country. Let’s make sure we’re not a part of it!

12 More Money Ideas to Try — A bunch of great money tips from our community featuring The Money Binder, The Car Payment Pretender, The “One Hanger” Rule!, The Book Diet, and The Santa Boxer-Upper

You’re always one decision away from a totally different life – Most of us know what we should be doing, but it’s a whole other thing to actually DO IT. Let this be a gentle push to take that first step, and if you need an accountability partner along the way I’d be happy to be one for you :)

12 Ways to Live More Sustainably/Frugally — Caught a great list of 101 ways to live more sustainably and here were some of my favorites. Along with some links they recommended which sent me down a whole other rabbit hole for the past hour and a half, haha…

14 Frugal (and Actually Helpful!) Moving Tips — A handful of clever tips I’d never heard of before from Twitter! Who said that place was a waste of time?! ;)


Favorite articles around the web lately:

The ‘Strange, Unduly Neglected Prophet’ via NPR — “He proposed a new kind of paper money that would have an expiration date. To avoid expiration, the bills would have to be periodically stamped for a fee. With no new stamp, they would become worthless… Gesell believed this would keep money whizzing through the system, preventing future depressions and increasing public prosperity.”

How to Pay Less Taxes – A Very Cute Cartoon via Burrito Bowl Diaries — “So here’s the situation- You have to pay taxes, but you don’t like it. You would rather spend your days having fun, and taxes and fun are inversely correlated- It’s MORE fun to pay LESS taxes, and vice versa. So what’s a person to do?”

Mr. Rogers Wasn’t a Saint, He Was One of Us via Raptitude — “Joanne Rogers has said she doesn’t like it when people refer to her husband as a saint, because that makes his level of kindness seem unattainable. “People invariably say, ‘Well, I can’t do that, but I sure do admire him. I would love to do it.’ Well, you can do it.”

The Dog Walking Side Hustle via Black Tee Money — “This is my Wag Walker review, based on my experience thus far. As of the time of this posting, I’ve completed approximately 80 Wag walks. In addition, my current rating is 4.99 out of 5 stars.”

Life Hacks I’ve Picked Up From The Death Notices via The Globe and Mail — “I spend Saturday mornings with a coffee in one hand and my newspaper’s death notices in the other… What is it that makes me want to know these people? I have been asking myself the same question for a decade.”

I’ve Been Using a 950,000-Mile Lexus as a Daily Driver via Autotrader— “Not too long ago, our editor/overseer/cause celebre Doug DeMuro expressed amazement at discovering a Ford Excursion with 603,000 miles on the clock. Me, I wasn’t as impressed — because I’ve been cruising around in a 1996 Lexus LS400 with half again as many miles as that old Excursion.”

And then for all those who loved our Christmas Tree Side Hustle years ago and/or Taylor Swift, here’s a fact that will blow your mind: Taylor Swift GREW UP on a Christmas Tree Farm! And you can see it in her latest video she dropped, which also includes a home video of her getting her very first guitar that would go on to change her – and everyone else’s – lives years later… Pretty wild!


Happy weekend,

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Remember when you wanted what you currently have?

buddha statue

Happy Friday y’all!

Here’s our latest roundup of gems from around the web, including some of my faves we’ve ran on Budgets Are Sexy recently…

Lots of great articles and ideas here for your wallet’s enjoyment! Have a blessed Thanksgiving next week – thanks for being in my life! 🙏🦃


Favorite articles on the blog:

A list of scary things I used to be addicted to (!) — “For a good challenge the next few days, make a list of all the things you catch yourself doing – whether personally, professionally, or financially – and then see if any surprises stand out… I guarantee you’ll find something you don’t like.”

Ben Franklin: The OG of FIRE? — “Frugal Wheels stops by the blog today to challenge my notion that Warren Buffett was the original Early Retiree from our country, haha… But nope! Apparently ol’ Benny Franklin was ;)”

How much do you need for a day of *Freedom*? — “A fun exercise to better put things in perspective – try it out! And then add it to your monthly spreadsheet/tracking so you can watch it change over the years :)”

Side Hustle #76: Selling “Printables” for Passive Income — “Millennial Boss stops by the blog to share her experience selling printables on Etsy… I’ll let her tell you just how much she’s made over the years (hint: it’s in the thousands!), but I love that it took her some experimenting to finally land on the perfect product to focus on, and even more so how she set it up to be more passive!”

Things you can do that rich people do — “Might want to bookmark this one for whenever you’re feeling down :) A list of everything you can do whether you’ve got millions in the bank or not…”

Our “No Spend” Year — “A fantastic journey from Allysgrandma who took on a No Spend Year this year and is now going on indefinitely… Amazing how well we can adapt (and save!!!) when we actually focus and get a little creative!”

Remember when you wanted what you currently have? — “Don’t stop striving, but remember you’re doing a lot better than you used to be…”

Side Hustle #77: Online Proofreading/Editing ($1,600/mo) — “Do you like reading? Do you enjoy correcting other people’s mistakes? Are you well-versed in English grammar? Do you dream of semicolons and ellipses chasing you in your nightmares? Well, if three of those four questions sound like you, then you might be good at proofreading/editing online content as a side hustle!”


Favorite articles around the web:

Where Husbands Hide Money During Divorce via The Financial Lifeguard — “Today’s divorcing husbands have moved way beyond stashing a roll of cash in their sock and underwear drawers. In this digital age where everything is trackable, they’ve had to get creative. Here are some of the interesting ways he might be hiding cash or assets from you.”

How to Get a Better Deal From a Real Estate Agent via NY Times — “When I bought a home a few months ago, my real estate agent handed me a check worth tens of thousands of dollars — a rebate on his commission. Windfalls like that could become more common if home buyers demand better deals.”

The Eco-Friendly Giving Brush via — “There are over 7 billion people in the world. 99% of those people brush their teeth with a standard plastic toothbrush that will eventually end up in landfills and our oceans… The Giving Brush is made from organically grown bamboo.”

How I got rich on the other hand via Derek Sivers — “I don’t usually talk about money, but a friend asked me what it was like to get rich, and he wanted to know specifics, so I told him my story.”

Own One Car For Show And Another Car For Dough via Financial Samurai — “For those of you who love cars and want to own two or more cars, I suggest owning at least a Dough Car. If you do, you might build your net worth quicker than the rest. You might even better keep yourself out of trouble. ”

The Financial Freedom Calculator via Engaging Data — “Freedom days refers to the number of days that your retirement savings could sustain you (without working) each year (indefinitely) at your current spending level. Once you reach 365 freedom days per year, you’ve got enough money saved up to never have to work again.”

I’m Dreaming Of An Eco-Friendly Christmas via Sustainable Living — “Did you know that Christmas didn’t become the commercialised mass production of consumer items we know today until the mid-1920s.  It was the beverage company Coca-Cola who created the image of the jolly chubby Santa we all know and love.  Yep, that’s right. Coca-Cola was the first big business to commercialise Christmas.”

The Financial Flight – A Craft Beer Menu Of Personal Finance via Financial Mechanic — “While in Vermont, Mr. Mechanic and I visited a few different breweries. One of my favorite things to do is read each beer description– they are so artfully written! So I thought it would be fun to make up a “financial flight” of craft beer. I hope it’s everything I’ve hopped it up to be.”

If you ever wanted to stay in a castle with other FIRE folks, click here! — “I’ve found a nice “little” castle in northern France and just made initial reservations for next year… The idea is to have some of the attendants present a story about themselves or a topic of their interest. We will also have a few discussion sessions with the group.” – Cheesy Finance

And lastly, the Playing With FIRE documentary is now out :) You can find it on Amazon here — “Playing with FIRE: A Documentary that captures the truths and dispels the myths of the growing culture known as FIRE: Financial Independence Retire Early.”

playing with fire documentary



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The Best and Worst Thing About Financial Independence

dollar bill sunglasses

Happy Friday!

Here are a bunch of great articles from around the web this week, including from yours truly ;) Although, I’m just realizing I haven’t done one of these in a while, so this will actually be the “Best Of” version from the past three weeks, haha…

Should make you nice and wealthy by the time you’re done reading them though! You’re welcome!!


Favorite articles on Budgets Are Sexy recently:

READY MONEY. — A money poem I found circa 1909 ;)

The Problem with “Free” (and My 2 New Yard Sale Rules) — “Rule #1: No more getting anything for FREE!… Rule #2: For every new item you bring in the home, you must get rid of another.”

Log Cabin Ruth & Her Fantastic Side Hustles 💪💪 — “The other day I randomly stumbled across this old email thread with a reader who was about to pay off her log cabin (that’s right – I said log cabin!!), and now years later I was curious to see if she ended up making it happen ;)… SPOILER ALERT: She did it!! And scooped up some excellent side hustles along the way…”

Phrases to use instead of “I Don’t Want to Spend Money” — “So many of us struggle with saying “no” to stuff, but it’s not because we don’t care or *want* to do a lot of these things, it’s simply ’cause we’re trying to keep our $$$ reigned in! So having an arsenal of lines like this is smart to have in your pockets for whenever you need to whip ’em out…”

How Getting Sober Changed My Life — and My Money — “A powerful story by a friend of mine, and new(ish) blogger on the scene, Deanna from Recovering Women Wealth, who’s not only found her path towards financial freedom, but freedom from the devil’s work too. A beautiful, and positive!, person putting herself out there in hopes of inspiring others! Thank you Deanna!!! ”

What’s Your Wealth Number? — “If you’re tired of thinking about money in terms of “net worth,” here’s another way you can do it and more sneakily compare yourself to others ;)”

“Just one time!” — “You ever catch yourself saying that whenever you’re about to splurge on something?? “JUST ONE TIME!” And then that one time becomes two times, and then three, and then before you know it you now have yourself a regular line item in your budget? ;) Me too.”

14 Wildly Different Allowance Strategies :) — “A look at some of my favorite [allowance techniques] for anyone else in need of finding or tweaking their own systems. We’ll start with the more humorous ones for all those who couldn’t care less or don’t have kids ;)


Favorite articles around the web recently:

The Best and Worst Thing About Financial Independence via Mad Fientist — “If you’re unhappy when you’re working and you blame your job for all your problems, you may struggle after FI if you’re still unhappy. What do you do when your biggest scapegoat disappears?”

What We Flipped To Make $21,105 In One Month via Flea Market Flipper — “Do you love flipping used items? We do! I don’t think I will ever be able to have a ‘real job’ ever again… Today we are going to dive into what we flipped last month (which includes our largest flip of the year!)”

Why Some Think It’s a Smart Money Move to Give a 6-Year-Old a Debit Card via — “The piggy bank is so passé – get your kids some plastic. That’s what supporters of a growing group of tools aimed at teaching kids money skills claim. The new products – debit cards designed specifically for joint parent and child accounts – were created as a solution for parents who were bombarded with requests for money from their kids and who rarely had cash on hand to pay weekly allowances.”

Forgetting to pay your bills on time may be a warning sign of Alzheimer’s via — “Forgetting to pay your bills on time may be an early warning sign of Alzheimer’s, a study has suggested. Researchers have found an inability to keep on top of finances strikes many patients shortly before they are diagnosed.”

Arianna Huffington, Founder and CEO of Thrive Global via NY Times — “Arianna worked around the clock on her company HuffPost until she collapsed on the floor. This “wakeup call” launched a new mission: To help people avoid burnout.”

A Million Nameless Joys Await via Raptitude — “In an era when it feels as though we’ve somehow seen everything already, or at least photos of it online, it’s comforting to know that out there, just beyond the boundaries of our own routines, await subtle flavors of joy we can’t conceive of. ”

Barbie’s Malibu Dreamhouse will be on Airbnb for $60 per night via CNN — “Call three friends, jump in the bubble gum pink Jeep, and hop on the Pacific Coast Highway. The Barbie Malibu Dreamhouse is available to rent. It is beachy and dreamy, and it is very, very pink. Better yet? It’s only $60 per night on Airbnb.”

And lastly, this hilarious skit by Victor Borge on “Inflationary” Language (video) — (Shout out to Clyde Forsland for recommending this one!)


Blessed weekend, everyone 🙏🙏

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The Wisdom of Life

fall leaves


Here are my favorite articles from the past couple of weeks – both from me, and others around the web…

On a side note, I’ve started this thing where I’m trying to *experience* one new thing a day in my life, and the more *physical* I can get involved the better.

For example, I’ve started visiting local attractions and museums in my hometown now, as well as other random shops or streets I’ve often overlooked, and so far it’s been an incredibly rewarding experience! Not only am I immersing myself into the community more, but I’m learning so much with each and every visit on top of staying away from the computer more…

Highly recommend it if you’re looking for a new challenge or just bored ;) Maybe give it a shot this weekend?


Favorite articles on Budgets Are Sexy recently:

Having a Hard Time Paying Off Debt? Try a Money Board!! — “The real magic is in my money board, where I track the current goal of paying something off. $1 usually represents $1k. Each time $1,000 is paid off, a dollar moves from the left side of the board to the right. When the debt is cleared, the money moves back to the left and a new goal is set. I’ve paid off tens of thousands of dollars this way.”

My Name is Fern, and I Work at a Cemetery — “I’m very familiar with hanging out and visiting cemeteries as it’s one of the most serene places in the world!, but I’ve never known anyone to actually *have a job there*, so hopefully you find this as interesting as I did… And then when you’re done, be sure to check out our post on what it’s like to be a MORTICIAN so you’re all set for Halloween this year!”

New $$$ Book Out + Giveaway: Choose FI! — “Another book drops from our community today – and it’s a big one! “Choose FI: Your Blueprint to Financial Independence” by Chris Mamula, Brad Barrett, and Jonathan Mendonsa. A copy you 100% want to own if you’re a fan of the Choose FI movement ;)”

One Tweak a Week! — “I listen to Paula Pant’s Afford Anything podcast, and she introduced me to the concept of One Tweak a Week. Essentially, you do one small thing each week to move yourself forward financially. They can be small things (like checking your credit score), or bigger things (like paying off your car – which I did last week!). I really, really like this idea because it keeps the momentum going, however small, and has some accountability built in if you share it with a friend.”

Children Now Average $30 a Week in Allowance?! — “My kids don’t currently get anything a week except for love and encouragement and some good ol’ quality time with dad, but the topic of money has started creeping up more and more now so it’s only a matter of time until we have “the talk.” And if I’m being completely honest, I’m not sure where I stand on it?”

Lifestyle Creep… Isn’t That Kind of the Point? — “Most of what you’ll find on the Internet are articles on how to avoid lifestyle creep and why it’s “the biggest threat” to your financial future. Perhaps there’s some truth to that, but I think if you allow yourself to “creep” with intention, you, your family, and others can all be better off.”

10+ More Money Ideas to Try Out — “Gamer guilds, anti-bucket lists, value tracking tabs, credit score tests, mortgage time travel!, paycheck challenges, “what to do when I’m dead” letters, a half dozen ideas on gift giving, and more!”


Favorite articles around the web recently:

I Made My First Million, and I’m Still Broke via Paychecks and Balances — “While I’ve grossed over $1,000,000 in the first third of my working career, I don’t have anything close to $1,000,000 dollars saved… I have only managed to accumulate less than 1/4th of it in savings, assets, or retirement funds.”

The Wisdom of Life by Arthur Schopenhauer via The Rabbit Hole — “Excessive material wealth does little for happiness but we must be able to meet our needs or else we won’t have the luxury of time and space to focus on ourselves and what makes us really happy.”

4 Simple Techniques to Remember Everything You Learn via Entrepreneur — “In a four-month period, practicing for 30 minutes a day, you can expect to learn and retain 3,600 flashcards with 90 to 95 percent accuracy. These flashcards can teach you an alphabet, vocabulary, grammar and even pronunciation. And they can do it without becoming tedious, because they’re always challenging enough to remain interesting and fun.”

How George de Mestral Invented the Velcro Fastener via NY Mag — “In 1941, de Mestral was on a hunting trip and noticed that both his pants and his Irish Pointer’s hair were covered in the burs from a burdock plant. Where many might have brushed them off in irritation, de Mestral decided to study the burs under a microscope, more out of curiosity than sensing a new business opportunity… What de Mestral saw were thousands of tiny hooks that efficiently bound themselves to nearly any fabric (or dog hair) that passed by.”

IT’S GOING TO BE A CLIFFHANGER by Josh Radnor — “Yes, the planet got destroyed. But for a beautiful moment in time we created a lot of value for shareholders.”

Travel Without a Phone by Derek Sivers — “Where you are is partially defined by where you are not. When you’re somewhere, you’re not somewhere else. But when you use your phone, you’re everywhere. You keep in touch with friends. You hear what’s going on at home. You see the screen exactly as you do anywhere else”

And this Twitter mental health tip via @ZoeChance:

Twitter mental health tip:

Mute words and phrases, not just accounts. (You’ll still get news.)

Settings —>

Content preferences —>


twitter muted example******

Happy filtering :)

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There’s never enough money to do things perfectly

dancing skeletons

Happy Friday!

Here’s a smattering of articles I wrote this week, as well as a bunch of other great reads from around the web that may or may not be 10x as insightful ;)

Anything new and juicy going on in your worlds lately?


Articles from yours truly:

A Peek Inside Amanda’s Money Notebooks! — “When I found out that Amanda used notebooks to track her finances I asked if she’d be kind enough to snap some pics for us, and she not only did that for us, but also included some of her backstory as well. So here’s the backstory along w/ the pics!! Gotta love that cheetah one, rawr!”

#OverHeard at the Coffee Shop – Volume VI — “Please to enjoy: things I’ve overheard at the coffee shop lately! Courtesy of unsuspecting – but very interesting – people unlucky enough to sit near me, haha…”

Meet Miguel – an Immigrant Who Became a Multi-Millionaire Without Any Help or Money — “Most of us have come from a pretty solid background with plenty of opportunities to (easily) take advantage of, but Miguel here is proof that even without any of this privilege you can still succeed – and well!!! – with some good grit and determination. Here’s his story of how he went from nothing to millions, all by the time he reached his early 40s.”

Should Have Listened to Dad… – A gaggle of stories from yesteryear on stupid things I did with my money, despite my father’s advice ;)

What Do You Need More of In Your Life Right Now? — “There’s never enough money to do things perfectly, but there’s always enough money to make a start.”


Articles from others I enjoyed:

The Financial Turing Test by Of Dollars And Data — “Imagine we could simulate the universe where each time you are born to different set of parents with a different genetic makeup. Sometimes you are born a man. Sometimes you are born a woman. Sometimes black. Sometimes white. Sometimes smart. Sometimes not… What would you do to have the highest probability of becoming financially secure regardless of your background?

A Frugal Person on a Bicycle Looks at 40 via — “I’ve interviewed artists, musicians, business leaders, athletes, scientists, categories I can’t even remember. I’ve written about murders, rapists, child molesters. And the sickly combinations of those crimes.  It’s been an interesting life so far. Here are a few of the things I’ve learned along the way.

The Living Cost Per Hour Calculation – Fun Game to Financial Freedom by Dividend Diplomats — “Occasionally, it is hard to see the impact you are making on a $100, $500 or even a $1,500 dividend stock purchase. Heck, I deployed almost $5,000 in August and I felt like THAT wasn’t even a ding/dent into the journey. Is there a better way to keep the atmosphere upbeat, positive and to continue to motivate and truly see the impact of each and every dividend stock purchase? Yes, yes there is! Enter – The Living Cost Per Hour Calculation!”

Eye-Opening Photos of Hong Kong’s Packed “Vertical Graveyards” on Hillsides via My Modern Met — “With space at a premium in the densely packed city, these cemeteries built into the surrounding mountains loom ominously over Hong Kong. Many of these terraced burial sites were built in the 1980s as a last-ditch effort to create more space in a city that is running out of places to bury the dead.”

The Five-Minute Email Rule Completely Transformed The Way I Work via Fast Company — “We’re all drowning in email. And if you’re spending 15 minutes on every reply, no productivity system is ever going to save you. Not inbox zero, not batching, not turning off notifications—nothing. Your only hope is retirement. My rule: I never spend more than five minutes writing a work email. ”

And then lastly, the thought of the week:

“Life should not be a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming “Wow! What a Ride!””

– Hunter S. Thompson

Happy living, everyone :)

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How to Make $1,000 an Hour

one thousand dollars

Morning, y’all!

Just occurred to me that it’s been a few weeks since sending out one of these, so let’s change that today! Tons of juicy things going on – like selling my blog and hitting $1,000,000 (!!) – so here’s a highlight reel of it all! Followed by some of my favorite articles from around the web…

Hope they spark something!! Would love to hear what you’ve been getting into too?! Hit reply any time!


Juicy articles on Budgets Are Sexy

New Beginnings, and The Future of Budgets Are Sexy — “So I have something to announce today that I’m super excited – and super scared!! – to share, but as we always do here on the blog I’ll be as transparent and real as possible with y’all… I’ve decided to sell Budgets Are Sexy and help build out a new financial network about to launch, while at the same time still *blogging here daily* as I have been for the past 11+ years ;)”

Net Worth Report #139: $1,131,601.03 (We did it!!) — “11 years and 139 reports later, we’re officially members of the Double Comma Club! Wow! It’s pretty hard to believe since I’m still that same 25 year old party boy in my mind scraping by for beer money, haha, but I guess it just goes to show that when you put your energy towards something, good things happen :)”

“My Ex-Fiancé Spent our Rent Money on Weed” — “I swear that man could figure out how to squeeze $20 dollars out of ten, then go blow it on something worth $5.”

Do you suck at giving gifts like I do? — “Been emailing back and forth with a reader here, and it reminded me just how terrible I am at giving gifts and how I want to be better :) She includes a few good ideas here that I can start working in, but if anyone else would like to chime in and share their tips I’m all ears!!!”

The Beauty of Simplicity — “One of the biggest moves I’ve made in my finances over the years is simplifying them all down to as little accounts needed as possible. I can tell you where every last dollar of mine is snuggling, and in the off chance something happens to me one day my wife and other family members will easily be able to find it too.”

You don’t need to know exactly how you’re going to make a million dollars… — “You don’t need to know exactly how you’re going to make a million dollars, you just need to figure out how you’re going to make more than you’re making today.””

When spending money improves your life — “When was the last time you picked something up that greatly improved your life or productivity?? Even though it may have been expensive?? Are you sleeping okay at night from it?? :)”


Juicy articles from around the web

How to Make a Thousand Bucks an Hour via Mr. Money Mustache — “Earlier this month, I floated exactly this idea with the members of my coworking space, proposing that we form a group with the witty name “The Optimization Council.” The Council would meet every now and then to talk through life’s biggest expenses and opportunities, and harvest the wisdom of the group so we can all benefit from the best ideas in each category. The response to this idea was overwhelmingly positive.”

The Only Dependable Source of Happiness via Raptitude — “Whenever I’m out in public and I catch myself judging a stranger—for such offenses as poor sidewalk-sharing, or imprecise parking—I resolve instead to temporarily become their secret ally. Unbeknownst to the other person, I’ve gone from silently resenting them to silently watching out for them. For the short time we’re in the same vicinity, I’m prepared to leap into action should they need any sort of help.”

My Bill Murray Approach To Working In Retirement via Leisure Freak — “Bill Murray is famously hard to reach. He bucks the entertainment system’s rules by refusing to have an agent. Instead he just has a toll free 1-800 number that goes directly to voicemail. Those who can get his number and call have 2 minutes to make their pitch. If he’s interested he will reply with a PO Box address to mail a script or other details to. Then you have to wait to hear back from him.”

Being Hungry In America Is Hard Work via NPR — “Hungry people are everywhere: You can’t necessarily tell who they are at a glance. They work with you and live in your neighborhood. They’re members of your church and family. They might even be standing in front of you like I was, sharply dressed in their mother’s hand-me-down suit, asking their community for a little help.”

In Praise of The Inner Crone! via Elizabeth Gilbert — “We live in a society that romanticizes youth. We live in a culture where youth is considered a real accomplishment. You look at a seriously powerful classic crone like the woman in this photo and you see how foolish we are — to imagine that the young offer much for us to aspire to, or learn from. No wisdom like the wisdom of survival. No equanimity like the equanimity of somebody who plants a garden right on top of a nuclear disaster and gets on with it.”

And then lastly, a few lines I can’t stop thinking about:

“You know yourself mostly by your thoughts.

Everyone else in the world knows you only by your actions.

Remember this when you feel misunderstood.

You have to do or say something for others to know how you feel.”

James Clear

Blessed weekend, everyone!

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“For every minute spent in organizing, an hour is earned.” – Benjamin Franklin

quit like a millionaire

Hey guys!

Didn’t come across much share-worthy content this week (maybe everyone’s too freaked out about the supposed looming recession?? ;)), but here are the 5 articles I wrote this week for those of you who prefer to get them weekly vs daily.

Got an interesting note the other day from someone who said he reads them every morning while brushing his teeth, so I’m glad they’re at least good for something! Haha…

Articles on the blog this week:

And then here was one article I did enjoy from around the web this week that came with a hilarious video to match :)

This Woman Got A Huge Raise And Paid Off Her Student Loans By Asking The “Over/Under” Question via Buzz Feed News — “Do you know that feeling of jumping into a metallic, purple catsuit to express your joy through interpretive dance with two backup dancers costumed in money signs? Probably not, unless you too have experienced the blinding exhilaration of paying off more than $200,000 in student loans. Caitlin Boston knows this feeling — it took her 10 years to get there. And it might have taken longer if she hadn’t asked a simple question of her colleagues.”

Blessed weekend!

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Back from sabbatical :) Here’s this week’s fave articles.

magical tidying book coffee


Back from my summer break and ready to get the party started again! Y’all doing well and getting closer to those hopes and dreams??? Anything juicy happen while I was away?

You can see a little of what I’ve been up to here, but basically it was a lot of unplugging and a lot of living :) Mixed in with some ER visits and house repairs for good measure (hah).

I’ve got a lot of new ideas and mini-epiphanies to share with y’all over the coming weeks, as well as a pretty major announcement, but for now feast your eyes on a few recent thoughts I shared below on the blog, as well as a handful of my favorite reads from across the web last month.

Hope they help! And if you ever get tired of seeing these emails, just click the “unsubscribe” link at the bottom of them and they’ll stop coming ASAP.

Articles on Budgets Are Sexy this week:

Things I found interesting around the web:

Lessons Learned From 42 Dates In 18 Months @ Bucks & Cents — “A few years back I found myself re-entering the dating world after decades of being absent… Over the course of 18 months, I basically spent around $2,500 in my estimation for 42 dates… A lot of them played an important role, more than they realize, on lessons learned of how I thought about personal finance as it relates to a partner in my life moving forward.”

Doors and Windows and What’s Real @ — ”Like everyone, I live in a little house with many doors and windows. One door goes out to my neighborhood… One window looks out at the nature around me… One door is just for my son… But one door is really no fun to open. Whenever I do, I’m horrified at all the shouting.”

The Periodic Table of FIRE! @ Minafi — “When you first learn about financial independence it can be an exciting time. There’s a whole new world of finances, life planning and investing out there that you can take active steps to change your life forever. But there’s a lot to learn!… Below is an interactive chart I put together that focuses on some of the must-learn topics involved in financial independence and early retirement”

Pareto Spring Cleaning @ The Rabbit Hole — “To be conducted every 6 months or so in order to help you lock in and remove unwanted distractions…”

Surreal photos of the beach that briefly existed west of the World Trade Center in lower Manhattan, in the early 80s @ UrbanFoxxxx “The site, created out of landfill material from the excavations to build the WTC, would later become Battery Park City… On the same site, in the summer of 1982, conceptual artist Agnes Denes planted and harvested two acres of wheat for her installation ‘Wheatfield’ – one of the most memorable images of Manhattan ever created.“

The Thrill of Uncertainty @ Collaborative Fund — “Variable interval rewards are why we compulsively check email. Some messages are really important, but you don’t know when the important ones will come, so you keep checking and checking. Same with checking Twitter and Facebook. Or watching cable news. Or waiting for a boring meeting to end. Find something that captures people’s attention and turns them into crazed animals and you will likely find a variable interval reward.”

This Post Will Change Your Life @ Raptitude — “Every single thing that happens to you—your career, your ideas, your friends, your living situation—emerged into reality from its many parent conditions just like that rainbow did. In fact, nothing happens any other way: conditions give rise to a thing that wasn’t there, it’s there for a while, and then it disappears back into the mist of causality. Appreciating all this helps us remember the abundance of possibility we’re always living in.”

Happy August!

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If it is important to you, you’ll find a way

hanging light bulbs

Blessed morning!

Here are my favorite articles from around the web this week, as well as those from yours truly :)

I’ll be taking a break from sending these over the next handful of weeks as we settle into our new home and lifestyle (want to be able to fully soak it in!), but we’ll be sure to continue the party upon my return and keep the good word spreading…

In the meantime, happy summer! And thanks for being with me all year! :)

Articles on Budgets Are Sexy this week:

Things I found interesting around the web:

This list of side hustles! –> 145 Side Hustle Ideas Ranked in a Free Google Spreadsheet // “The spreadsheet allows you to sort ideas by complexity, how realistic they are, monthly earning range, the average time to first $1000, and even introvert index.”

This article by David Cain –> Two Ways To Get Better At Something // “The gentle ramp demands things of you that the boot camp doesn’t. Staying on it requires you to develop certain aspects of character…The gentle ramp’s great lesson is that nothing really works but consistency over time, and that there’s no replacement for either.”

This penny lover –> Guy Sets New Penny Pyramid World Record // “Cory Nielsen aka the Penny Building Fool, has completed a record-breaking penny pyramid (the attempt is currently being reviewed by Guinness) by stacking 1,030,315 pennies over the course of 3 years.”

This comeback story –> The Man Who Brought Fila Back From Dead Is Worth $830 Million // “They’re the chunky, thick-soled throwbacks to the 1990s known as “dad shoes.” And they’re beloved by millennials, whose fascination with retro footwear has brought Fila back from the dead.”

This quote by Ryan Blair (so true!!):

“If it is important to you, you’ll find a way.

If not, you’ll find an excuse.”

And what a fire hydrant looks like out of ground, courtesy of my friend Nate :)

fire hydrant out of ground

See ya back next month!

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Just that you do the right thing.

summum bonum coin

Morning everyone!

Hope things are well! :)

Here are the latest articles on Budgets Are Sexy, as well as other fun nuggets from around the web this week.

This week on Budgets Are Sexy:

Things I found interesting around the web:

This insight from Ryan Holiday –> 32 Thoughts From a 32-Year-Old

This “Little Free Library” with a twist! –> Little Free Pantries

This magazine completely dedicated to 401k’s (hah!) –> 401k Specialist

This side gig ;) –> Wanted: Someone to eat ribs and travel the country. Salary: $5,000 a week

This piece on how modern life is transforming the human skeleton –> “From the emergence of a spiky growth at the back of some people’s skulls to the enigmatic finding that our elbows are getting narrower, our bones are changing in surprising ways.” –

This breakdown of our world –> “If 100 people lived on Earth, 56 would have no internet, 14 wouldn’t be able to read, 13 would have no clean water, and 1 would have 50% of the money” – If 100 People Lived on Earth… [2 min video]

And this quote from Marcus Aurelius (which you can also get on a coin!):

“Just that you do the right thing. The rest doesn’t matter. Cold or warm. Tired or well-rested. Despised or honored. Dying…or busy with other assignments.”

Be well,

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