If it is important to you, you’ll find a way

hanging light bulbs

Blessed morning!

Here are my favorite articles from around the web this week, as well as those from yours truly :)

I’ll be taking a break from sending these over the next handful of weeks as we settle into our new home and lifestyle (want to be able to fully soak it in!), but we’ll be sure to continue the party upon my return and keep the good word spreading…

In the meantime, happy summer! And thanks for being with me all year! :)

Articles on Budgets Are Sexy this week:

Things I found interesting around the web:

This list of side hustles! –> 145 Side Hustle Ideas Ranked in a Free Google Spreadsheet // “The spreadsheet allows you to sort ideas by complexity, how realistic they are, monthly earning range, the average time to first $1000, and even introvert index.”

This article by David Cain –> Two Ways To Get Better At Something // “The gentle ramp demands things of you that the boot camp doesn’t. Staying on it requires you to develop certain aspects of character…The gentle ramp’s great lesson is that nothing really works but consistency over time, and that there’s no replacement for either.”

This penny lover –> Guy Sets New Penny Pyramid World Record // “Cory Nielsen aka the Penny Building Fool, has completed a record-breaking penny pyramid (the attempt is currently being reviewed by Guinness) by stacking 1,030,315 pennies over the course of 3 years.”

This comeback story –> The Man Who Brought Fila Back From Dead Is Worth $830 Million // “They’re the chunky, thick-soled throwbacks to the 1990s known as “dad shoes.” And they’re beloved by millennials, whose fascination with retro footwear has brought Fila back from the dead.”

This quote by Ryan Blair (so true!!):

“If it is important to you, you’ll find a way.

If not, you’ll find an excuse.”

And what a fire hydrant looks like out of ground, courtesy of my friend Nate :)

fire hydrant out of ground

See ya back next month!

j money signature

// For previous newsletters: Archives (below sign-up box)
// To connect further: @Twitter | @Facebook | @Instagram | @LinkedIn
 

Just that you do the right thing.

summum bonum coin

Morning everyone!

Hope things are well! :)

Here are the latest articles on Budgets Are Sexy, as well as other fun nuggets from around the web this week.

This week on Budgets Are Sexy:

Things I found interesting around the web:

This insight from Ryan Holiday –> 32 Thoughts From a 32-Year-Old

This “Little Free Library” with a twist! –> Little Free Pantries

This magazine completely dedicated to 401k’s (hah!) –> 401k Specialist

This side gig ;) –> Wanted: Someone to eat ribs and travel the country. Salary: $5,000 a week

This piece on how modern life is transforming the human skeleton –> “From the emergence of a spiky growth at the back of some people’s skulls to the enigmatic finding that our elbows are getting narrower, our bones are changing in surprising ways.” – BBC.com

This breakdown of our world –> “If 100 people lived on Earth, 56 would have no internet, 14 wouldn’t be able to read, 13 would have no clean water, and 1 would have 50% of the money” – If 100 People Lived on Earth… [2 min video]

And this quote from Marcus Aurelius (which you can also get on a coin!):

“Just that you do the right thing. The rest doesn’t matter. Cold or warm. Tired or well-rested. Despised or honored. Dying…or busy with other assignments.”

Be well,

j money signature

// For previous newsletters: Archives (below sign-up box)
// To connect further: @Twitter | @Facebook | @Instagram | @LinkedIn

The reason you can’t see your own greatness

wine corks

Morning!

Here are this week’s favorite finds and articles from around the web – starting with my own ;) Hope you find something good here!

Articles on Budgets Are Sexy:

Things I found interesting around the web:

This app that helps you be more present –> ForestApp.cc

This history of the dollar symbol ($) –> Curious Origins of The Dollar Symbol

This list of the best biohacks and smart drugs –> https://twitter.com/JamesClear/status/1128873611274723329

This car ;) –> World’s most famous Bond car from Goldfinger and Thunderball to sell for £4.7million – and it comes complete with machine guns, tyre slashers and bullet-proof glass

This stamping effort for those who can’t wait anymore –> Harriet Tubman is already appearing on $20 bills whether Trump officials like it or not

This guy who makes wedding rings out of trees! –> “Hyldahl has devised a method of tying half-knots into growing twigs on his trees. He wraps the twigs around a ring-sized form, then lets the tree grow. With a douse of his special frankincense oil, luck and a few years, the knotted ends of the twigs ultimately graft themselves into a seamless ring.” – Roanoke.com

And this reason you can’t see your own greatness –> “You are the wine inside the bottle. You know everything about your varietal, the alcohol content, the minerality, the residual sugar, the something something wine words, you get the idea. But there are things you can’t see. You can’t tell what your label looks like (only what the labels next to you look like). You can’t tell what part of the shelf you’re sitting on. You can’t tell whether you’re the cheapest thing at the convenience store or the highest-end bottle at the wine shop. THAT is why you need an outsider’s perspective. Someone to tell you what your label looks like, or whether you need to make a few adjustments so you can be on a different shelf.” – Kathleen Celmins

Many blessings,

j money signature

// For previous newsletters: Archives (below sign-up box)
// To connect further: @Twitter | @Facebook | @Instagram | @LinkedIn
 

The best time to be alive

palm tree

Morning!

Hope y’all’s month is off to a good start! Just packing up like a mad man over here and getting ready for our move at the end of the month… Always forget how much harder it is with kids ;)

Still blogging my heart out in the meantime though, and continue to find great gems around the web! Here’s a list of them for you this week… Hope there’s something there that improves your life/wallet!

Things we discussed on Budgets Are Sexy:

Things I found interesting around the web:

This Mini Museum! –> MiniMuseum.com

This talk on why the Mini Museum was created –>  Why I Created Mini Museum (4:53 mins) // “I just desperately want people to appreciate each other. And the world. And all the amazing fun things we can learn – together. And that, I feel that we can – ONLY – enjoy all of this world if we can enjoy each other.”

This tip on picking up your phone less –> “I put a book everywhere I tend to want to idly check my phone.” David Cain, per his latest experiment notes.

This family who found out their £5 chess piece could be worth £1 million –> “An Edinburgh family discovered that a chess piece, which had sat idly in their home, is part of the famous medieval Lewis Chessmen, and has been missing for almost 200 years. The 12th century Lewis Chessmen, which were discovered in 1831 on the island of Lewis, are usually on display at the British Museum and the National Museum of Scotland.”

This tip on decluttering –> How I Convinced Myself to Stop Buying Stuff

This tip on cleaning your credit cards! –> Clean Your Credit Card Because It’s One Dirty Little Thing

These gigs of the future –> 5 Future Jobs You’ve Never Heard of But That Your Kids Will Flock to

This insight by Austin Kleon – We are verbs, not nouns

That time Bill Gates and Warren Buffett worked at Diary Queen –> Grilling and chilling with Warren

And this reminder from @CollabFund:

“John D. Rockefeller was the richest man the world had ever seen. But for most of his adult life he didn’t have electric lights, AC, or sunglasses. He never had penicillin, sunscreen, or Advil. This is not ancient history: 1/30 Americans were born before Rockefeller died.”

Best time to be alive, folks!

j money signature

// For previous newsletters: Archives (below sign-up box)
// To connect further: @Twitter | @Facebook | @Instagram | @LinkedIn
 

Investing for Seven Generations

life scenery

Happy last day of the month!!

Hope you got everything done you wanted to, but if not – a fresh new one starts tomorrow! Keep going! :)

Things we talked about on Budgets Are Sexy this week:

Things I found interesting around the web this week:

This term I just learned of –> Virtue Signalling

This idea on generational wealth building –> Investing for Seven Generations

This article on purpose –> Finding Your Purpose after Financial Independence

This Google tip –> How to set your Google account to delete itself after you die

These ways to grasp large numbers using dollars –> Grasping Large Numbers

This PSA that the original Blues Clues guy is *not* dead! ;) –> What Steve Burns from ‘Blue’s Clues’ is up to today

This rare look inside the West Point Mint –> “We’ve got approx. 54 million ounces here that we store, which is about 22% of the nation’s gold.” – Fox5NY.com

And this reminder from the Dalai Lama:

“Our prime purpose in this life is to help others. And if you can’t help them, at least don’t hurt them.”

XOXO,

j money signature

// For previous newsletters: Archives (below sign-up box)
// To connect further: @Twitter | @Facebook | @Instagram | @LinkedIn
 

Better, Not Bigger

shadow people

Morning!

Here are some good nuggets for your perusal over the holiday weekend…

Hope both you – and your wallet – are safe! :)

Things we talked about on the blog this week:

Things I found interesting on the web this week:

This map of credit scores (good job, Minnesota!) –> The Average Credit Score By State

This amazing story of persistence –> “In 1978, Jadav Payeng began planting a tree every day for 37 years  – the results are stunning.” – Twitter (video)

This experiment by David Cain –> “I’m going to see if I can make my phone into the empowering digital supertool it would sound like to a 20th-century person. I want it to be as useful, and as boring, as I can make it. I want it to be attractive for intentional, practical uses, but not for a reflexive diversions—a Swiss Army knife, not a carnival, in my pocket. This is my latest lifestyle experiment. I will make my phone as utilitarian as possible, for 30 days, and see what I learn.”

These walkie-talkie “smart” phones for kids –> RelayGo.com (Maybe the antidote to the above experiment?!)

This prompt from Kathleen Celmins –> “When in doubt, create. It is so stupid easy to consume. We consume content as if scrolling is our job. But consuming content is not going to move the needle for any of us. Instead, when you’re feeling stuck, create something. Write a post. Record a video. Make the thing that consumers will scroll through. Take advantage of the world we live in and hit publish before you’re ready.”

This lady burglar and her mysterious trunk –> “Barbara Erni stole from countless inns thanks to a chest with a secret hidden within.” – AtlasObscura.com

That time someone sold me their coin collection ;) –> That Day I Sold My Coin Collection to J. Money…

And these thoughts from Peter Horsfield –> “In life I believe we are given signs. In fact I literally saw mine walking to work. “Better, Not Bigger” flashed before me as the bus turned the corner and speed off. Since then this “simple” message changed my perspective of life to its core; rippled through my business dealings, relationships, health, experiences and goals, to what I believe and doing so helped me to reveal the more authentic me.”

See ya back next week :)

j money signature

// For previous newsletters: Archives (below sign-up box)
// To connect further: @Twitter | @Facebook | @Instagram | @LinkedIn
 

Your head is for having ideas, not holding them

color brain

Happy Friday!!!

Here’s a bunch of fun stuff from around the ‘net this week, mixed with some of my own thoughts on money/life/retirement…

Hope they help :)

Stuff we covered on Budgets Are Sexy:

And then here are all the things I found interesting across the web:

This list of people’s salaries –> Ask A Manager Salary Survey 2019 // Where a columnist anonymously polled her audience on how much they make, as well as other stats, and then dumped it all into a spreadsheet! (Backstory: Should You Tell the World How Much Money You Make?)

This underwater (haunted) ghost town! –> “In northern Georgia sits Lake Lanier, a massive man-made lake with a dark history. In order to get it to the depth they wanted, the US Government bought or forced out over 250 families, 15 businesses, and 20 cemeteries so they could fill over 50,000 acres of prime farmland with water. At the bottom of Lake Lanier are entire intact ghost towns, left as they were when the government flooded them… Survivors of various accidents have reported feeling as if invisible hands were dragging them deep beneath the water.” – Ranker.com

This fact about San Francisco –> “San Francisco has the most billionaires per capita than any other city… For every 11,612 people in San Francisco, the study says, there’s one billionaire. And that’s a much smaller ratio than the second most billionaire-dense city. In New York City, there are 81,211 inhabitants for every one billionaire.” – Money.com

This great library thread via @GrumpWitch –> Things I have learned about the general public whilst working at the library

These productivity tips from David Allen –> “Your head is for having ideas, not holding them… We have a limited amount of mental bandwidth to give to whatever we’re doing—and we shouldn’t waste any amount of this bandwidth on storing information and unresolved commitments in our head. We need to externalize those into some sort of system.” – ALifeofProductivity.com

These thoughts from Paul Graham –> “It’s hard to beat someone at something if they enjoy it and you don’t. This is true for good things like writing and dancing and also for bad things like meanness and office politics.”

This 2nd edition of one of my favorite $$$ books that just dropped! –> “I Will Teach You To Be Rich” by Ramit Sethi (affiliate link)

And this Ariana Grande parody for broke millennials ;) –> Sa-Vings – an Ariana Grande ‘7 Rings’ Parody

Good luck getting that one out of your head!

j money signature

// For previous newsletters: Archives (below sign-up box)
// To connect further: @Twitter | @Facebook | @Instagram | @LinkedIn
 

If everything stays the same, nothing changes

pretty leaves

Morning!

Hope things are well for ya over there!

Here are all the things we discussed this week, along with my favorite nuggets from around the web… Hope they inspire some good change! :)

Things we covered on the blog:

Things I enjoyed from around the web:

This new (to me) blogger –> TheFarmBabe.com

This musing on technology –> Phones smash, notebooks bend

This reason to travel more –> “When we stare at the same things we tend to think the same thoughts and feel the same feelings. When we stare at new things, new thoughts and feelings emerge. Disruption and dislocation are two spiritual principles in which I firmly believe. It may sound rather obvious to say, but if everything stays the same, nothing changes.” – Josh Radnor

This business competition you should apply for! –> “The 5 Minute Pitch is a Shark Tank like show where we’ll have 32 contestants pitch us their business for the chance to win $50,000 in prize money. But unlike Shark Tank where the sharks take a piece of equity in the business, we are giving $50,000 to one lucky company with no string attached!” – MyWifeQuitHerJob.com

This new show on Yahoo! Finance –>My Three Cents, hosted by Jen Rogers, features raw and spirited conversations with celebrities and other newsmakers about the role money plays in their everyday lives.” // The first one up : Comedian Nick Kroll talks life, stocks and money

This trend that dead Facebook users could outnumber the living by 2069: “The number of dead users on Facebook is growing at an unstoppable rate. In 2012, eight years after the platform launched, 30 million users had died. Today, it has over two billion users and an estimation of 8,000 users die every day. ”
TheNextWeb.com

This wild stat on cell phones –> “At some point in the middle of this decade, the number of active cellphone subscriptions grew larger than the number of actual people on this planet…” – Quartz

The results of that misplaced GOT cup ;)  –> “Starbucks got an estimated $2.3 billion in free advertising from ‘Game of Thrones’ gaffe, and it wasn’t even its coffee cup.” – CNBC

The reason men don’t wear dress hats anymore –> “Until cars became the dominant mode of personal transport, there was no architectural reason to take your hat off between home and office. With Dwight Eisenhower’s interstate highway system came cars, and cars made hats inconvenient, and for the first time men, crunched by the low ceilings in their automobiles, experimented with hat-removal, and got to like it.” – NPR

And this new definition of retirement:

re-tired

Happy resting :)

j money signature

// For previous newsletters: Archives (below sign-up box)
// To connect further: @Twitter | @Facebook | @Instagram | @LinkedIn
 

It’s never too late to be what you might have been

crystal ball

Morning!

Welcome to the first Friday of the rest of your life ;)

Here are a bunch of things I enjoyed reading and writing this week – hope it expands your brain! 🧠

Topics we covered on Budgets Are Sexy:

Things I enjoyed around the web:

This history of how Kindergarten came to be –> “The word Kindergarten cleverly encompassed two different ideas: kids would play in and learn from nature, but they would also themselves be nurtured and nourished “like plants in a garden.”” – 99percentinvisible.org

This staggering fact about dollar stores –> “Four new dollar stores will open in the U.S. every single day of 2019. That’s a new dollar store every six hours. There are more dollar stores than there are Walmarts, McDonald’s and CVS stores combined.” – NPR.org, via David Perell

The reason most of our coins have ridges! –> “For centuries, coins were made of precious metals — gold and silver, often — and therefore, had intrinsic value beyond their stated denominations. You could shave a bit off the edge of a coin, keep the clipped-off piece for yourself, and use the almost-complete coin in a subsequent transaction… That’s the situation in which [Sir Isaac] Newton found himself as the 1600s came to a close: coin clipping had created a culture of counterfeiting. Curtail coin clipping and you’d stem the tide.” – NowIKnow.com

The mystery of the “Millionaire Hermit” –> “He spent years scrimping and saving. But without a will, where’s his money going?”

This philosophy of The Mindful Explorer –> “I have forced myself to live smaller, earn less and own less as I reached FI and must choose between not working and working. By having to work I can not do all the volunteer work that I do in my community, thus I tell myself others will not be doing as well if I act selfishly with my time. My time should be for doing good, not for making money to spend on myself.”

And this excellent reminder by English novelist, George Eliot –> “It’s never too late to be what you might have been.”

Happy becoming!

j money signature

// For previous newsletters: Archives (below sign-up box)
// To connect further: @Twitter | @Facebook | @Instagram | @LinkedIn
 

A rolex will never buy you more time

hourglass

Morning!

Here are all the things I wrote about, enjoyed, and learned over this last awesome week… Would love to hear about anything you’ve come across too! :)

Things we talked about on BudgetsAreSexy:

Things I enjoyed from around the web:

This idea of reading with friends –> “For the most part, I’ve stopped reading books alone. If I’m going to invest 10-20 hours in a book, I might as well spend an extra 2-3 hours recruiting a friend to read the same book so that we can discuss it at the end. Book clubs and 1-on-1 conversations both work and so far, it’s been a success: my reading retention has skyrocketed.” – David Perell

This announcement about Amazon! –> “Beginning in July, Kohl’s will take back items you’ve ordered from Amazon and want to return for a refund. You don’t need to pack them up in a box, either; the retailer will handle all aspects of shipping and get the items back to one of Amazon’s return centers on your behalf.”
TheVerge.com

This note about 529s –> “529 plans offer a special exemption for scholarships. If your child earns a scholarship, you are able to withdraw the amount of the scholarship without paying the penalty.” – TheBalance.com

This hack on staying productive –> “If you’re struggling to get yourself to do the vital, difference-making tasks on your list, work like the client is You in Two Years. Why two years? Two years is enough time for a few big, valuable projects to completely change your life, if you work on them like a high-value professional. It’s also a short enough period that you could completely squander it without really noticing. You can easily picture the two corresponding versions of You in Two Years.” – Raptitude

This backstory on a new blogger I came across –> “I am the son of immigrants who came to the United States of America all the way from Ethiopia. My parents came to this country with nothing to their name. I learned from them the value of hard work and the continuous need to learn and stay educated.”
HabeshaFinance.com

This random exchange I had with Kathy Ireland (!) –> Twitter Convo

These pros of 30 year mortgages –> 11 Great Reasons to Carry a Big, Long Mortgage

And this excellent reminder from The Minimalists –> “A rolex will never buy you more time.”

Happy weekend, everyone!

j money signature

// For previous newsletters: Archives (below sign-up box)
// To connect further: @Twitter | @Facebook | @Instagram | @LinkedIn