Hi all!

Hope you’re ready for a fun, holiday-filled week ahead! The one time of the year you’re allowed to NOT think about money at all and just BE :)

So no newsletter next week as I do exactly that, but before we venture off to it all here’s some good reading material from both the blog and other places online.

Hope it inspires you to do something great! And remember – all Fails get erased in the new year, so no more dwelling on them ;)

Happy holidays everyone.

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Articles from Budgets Are Sexy this week:

10 Resolution Ideas for 2020 — A list of some good financial resolutions to work towards in the new year, especially for those just starting out on their journeys!

Will this $1,000 matter when I’m retired? — It’s never fun to lose $1k or any number of dollars for that matter, but when you think longer term and what life will look like in retirement, it’s not gonna make too much of a dent in it.

Do you ever USE your Emergency Fund? What for? — We all know it’s smart to have money saved up for emergencies, but what exactly constitutes an “emergency” these days? And do you ever feel bad when pulling from it even when emergencies DO come up? (I do!!)

#156 on the “Million Dollar Club” makes good on pledge! — Another pledger has hit the Double Comma status! Here’s the breakdown of his net worth, along with a MONSTER budgeting/retirement spreadsheet you can download that he uses to track it all.

Are you done with your Christmas shopping already?! — Here’s how we do Christmas shopping in the Money household… Including two *new* rules we’re trying out :)

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Items from around the web I liked:

This GENIUS way to wrap a gift!! by @Waterstones –> a public service announcement 🎄 📚 🤓

Budgets Really ARE Sexy! with J. Money via BiggerPockets Money Podcast #103 –“In this episode we cover: J. Money’s journey with money, what his biggest financial regret is, building income on buying and selling blogs, where he got his blog name from, the “no spend month” challenge, his net worth, his advice on starting a blog, the reason why he was called the Miley Cyrus of finances, and SO much more!”

The Ultimate Crappy Gift Guide by 1500 Days — “I’ve tried to persuade family to give up the practice of giving gifts. Instead of buying an object, I’ve suggested that we all use our money to spend time together. In some cases, it’s worked. In others, not at all. To end the battle, perhaps I could come up with some gifts that are so horrible that the practice will be discouraged forever?!??”

What Moment Made You Feel Most Alive This Year? by One Frugal Girl — “Sometimes the burdens of life keep us trapped in a place of unhappiness. We continue to go to work to pay the bills for the life we thought we wanted to live. When you reflect on the past year ask yourself, ‘Are these the goals I want to pursue? Is this checklist worth completing or are there elements that should be removed?'”

99 Clutter-Free Gift Ideas by Becoming Minimalist — “The reality is that our homes are already overcrowded with clutter. In fact, the average American home has 300,000 items inside it. The thought of adding more layers of stuff on top of it? It’s all too much. What then can we give that won’t add to the clutter problem?”

A new site I came across –> SpreadsheetMan.com — “I have used spreadsheets for decades – making all kinds of business calculators, fun simulations, data collectors, analyses of business deals, pricing calculators, and everything else you could imagine – and some things you couldn’t ;) … Over the years I develop spreadsheet solutions to interesting problems and I share them here.”

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XOXO,

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