Good morning!

Hope you all are having a good week! Just chillin’ over here, nothing too exciting or juicy to report which is kind of refreshing every now and then :) Time for the body (and mind) to re-energize and “just be.”

Though I did pitch a fun “out there” idea to a business this week that’ll be interesting to see if anything comes of it… It’s an idea we’ve had for 6-7 years now that we’ve never seen done, but one that requires an enormous amount of capital and time to get off the ground so it’ll never be tackled without a good partner (and investment).

I’m way too conservative to go “all in” on it myself, but it was great to revive it for an hour and get real-time feedback from others in the community. And they want a 2nd call on it so they must of liked it enough! Our next job is to try and flesh out exactly what the costs and time commitments would look like, and to see if it’s even worth considering regardless of how good the idea is. So we’ll see!

In the meantime, back to chilling and blogging and Dad Life :)

Hope you have a great weekend! Enjoy today’s articles! 🙏

Posts on Budgets this week:

The Magic of Habit Stacking ✨ — In which a tip from my plumber completely transformed my mornings for the better! Here’s why you want to stack habits in your life (and your finances).

Daily Happiness > Future Happiness — If you’ve found yourself in a continual loop of obsessing about the future, STOP IT!! Do not wish your days away! Today’s happiness > tomorrow’s (possible) happiness.

PS: if you’d like to read these sooner when they come out, subscribe to the Budgets Are Sexy newsletter

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Favorite reads from the community:

The Price of Security @ JL Collins – “Security is mostly a superstition. It does not exist in nature, nor do the children of men as a whole experience it. Avoiding danger is no safer in the long run than outright exposure. Life is either a daring adventure, or nothing.” – Helen Keller

I’m 36 and I’m Semi-Retired… What Does That Even Mean?! @ Julie De Vivre – “Hi, I’m Julie. I’m in my 30s, I’m single, and I’m traveling the world on $27,000 a year. And as of December 2021, I’m FIRE’d.”

The Biggest Mistake People Make When They Find Out About FIRE @ Alan Donegan – “Why do humans have this self-destructive tendency to make everything binary?  I either spend everything I have, go into debt but I am happy or I spend nothing and miserably work towards FI? Sacrificing happiness for financial independence is stupid.  You are sacrificing years of your life to get to a magic number that won’t make you happy either.”

Should You Die With Zero? @ Of Dollars and Data – “Perkins presents a radical new way to think about saving and spending money, namely, that you should try to die with $0 to your name. His reasoning is simple—every dollar you didn’t spend while alive is wasted life energy. It’s money that you never needed to work for in the first place or money that could’ve been given to heirs earlier in time.”

Happy 14th to My Blog! @ The Frugal Girl – “Today, it’s been 14 years since I first hit “publish” on a Frugal Girl post. I didn’t start blogging with much of a plan or vision, but I am so thankful that my 2008 self gave it a try. In honor of 14 years of blogging, I’m sharing 14 observations from my years of writing here.”

Swedish Death Cleaning: Will This Spark Joy for Someone Else? @ One Frugal Girl – “Swedish death cleaning is a method of paring down your possessions so your friends and family won’t have to figure out what to do with your stuff after you’re gone. It’s about parting with things you don’t want, to save your friends and relatives from the burden of doing it for you.”

MRR From Royalties Is The Ace Up My FIRE Sleeve @ Accidental FIRE – “Monthly recurring revenue (MRR) is income that a business can count on receiving every single month – in other words, predictable revenue. It represents the value of all your customer relationships, normalized to a month.”

Investors Need Some Cosmic Insignificance Therapy @ A Teachable Moment – “Throughout history, people worked so they didn’t have to labor as much as they age. Today, we do the opposite. The wealthiest tend to perform the most extended hours. Score Keeping takes precedence over common sense.”

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News from the community:

Interesting news from the space that caught my eye this week…

• Go Curry Cracker! has gotten into woodworking
• FI Heroes spent the last three months living on a cruise ship!
• Route To Retire stepped out of his comfort zone and went on an 8-night fishing trip of a lifetime in Canada!

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Dad joke of the week:

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Happy weekend :)

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