It’s Not About Retirement Anymore

christmas trees

Good morning!


(And not just because JC and J$ were born in it – it’s about the SPIRIT of everything!! And how nice everyone finally becomes!! lol…)

And as such, I’m going to take a break from these newsletters for the month (as well as my blog) to soak it all in and slow down life a bit… You can see the short list of things I plan to tackle here (hint: include museums, coins and tattoos!), but more or less I’ll just be on the low recalibrating and taking advantage of WifeFI :)

I hope you’re able to slow down and enjoy the fruits of your fiscal management too! If you can’t use money to improve your life, what’s the point of it all?!

Back in January with more financial goodies… Thanks for being here with me this year! It means more than you know 🙏

j money signature

PS: The new challenge for the month is SQUATS (100x day)! We knocked out those push-ups last month doing over 72,000 of them combined (!) and now we keep the momentum going with squats… Spreadsheet here if you want to join and track your progress!


Posts on Budgets this week:

swallows tattoo

10 Crazy Ways We’ve Saved Money Over The Years — A bunch of tips on how to save money! From cutting down cell phone bills, to simple menu making, to my new favorite day – NAKED SUNDAYS!!

Taking off The Month of December to Chill 🎄 — Taking a blog sabbatical to refresh and spend time catching up on other of life’s adventures… Full list of what I plan on tackling included here. Thanks for all your support this year!

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Favorite Articles Around The Community:

It’s Just a Tool @ Humble Dollar – “There are also plenty of problems that money can’t solve: lack of purpose, chronic unhappiness, lost loved ones. I believe we should save our worrying and mental focus for these problems, and let money take care of the problems it can solve.”

Lessons Learned From 4 Years Outside The Maze @ Life Outside The Maze – “As I look back over the last 4 years away from traditional work, it is not spending big dollars, but rather the reduction of noise in my life, more time availability, and more commitment to other things that have allowed me to do most of the things, pursue most of the personal growth, and pursue most of the adventures that I have.”

10 Secret Library Resources That Can Save You a Ton of Dough! @ Route to Retire – “Here are some of those things offered in the Wall of Things at my local library: 3D pens, auxiliary audio cables, bike locks, boogie boards, citizenship kits (to study for the nationalization test), crochet kits, hotspots (access free Wi-Fi while traveling or at events), and much much more.”

What 3,000 Push-Ups Taught Me About Motivation, Habit Building & Overcoming Obstacles @ Accidentally Retired – “I’m not a fitness freak. I don’t do ANY strength training. Yet, I completed 3,000 push-ups in November!! Here are the many lessons of the last 30 days…”

It’s Not About Retirement Anymore @ Retire Before Dad – “It’s about: being more available to my family, focusing on meaningful work that I enjoy, building on the nine years of effort I’ve put into my online writing business, and leveraging the saving and investing I’ve prioritized over the past two decades.”

Savers Get Paid Again @ The Belle Curve —  “Cash is back! In this new era, we will think twice before withdrawing our 3%+ cash from savings to put it at risk. And that puts my mind at ease when I consider investing for the next 10, 20, 30 years, and beyond.”


Clips & News From The Community

fork in the road

A bunch of interesting clips and news I caught this week:

  • Retire Before Dad officially retires
  • The Best Interest quits social media!
  • “Your index funds are never going to call you in the middle of the night to complain that the AC is broken in your rental unit.” – A Wealth of Common Sense
  • “The older I become the more I realize that our relationship with money — and whether it’s a healthy or unhealthy one — isn’t just down to how much we have. It’s whether we are master of it, or it is master of us. Who controls who?” – Simple and Straightforward
  • “Alongside my “easy come, easy go” attitude is my “let them wear whatever they want” attitude. Both of my girls have been known to wear ballgowns to school and I’m not concerned if they come home stained or ripped. I want them to enjoy their clothes and play freely with abandon… My hope is that my kids won’t have deep-seated attachments to material possessions.” – Frugalwoods


Event of The Week!

dc meetup
Calling all DC peeps!! If you’re around next Wednesday, Dec 7th from 6pm-8pm, come join a bunch of us creators to talk money and entrepreneurship! Whether you’re a creator yourself or just a huge fan!

We’ll be meeting at the Southeast Neighborhood Library (mtg. room 1), and it’s being hosted by Plutus Voices – an arm of the Plutus Foundation. Hope to see some of you there!!

More info here:

Plutus has also created a new Mastadon community for money lovers as well. So if you’re tired of Twitter and/or just want a new social channel to get addicted to, lol, you can sign up here and join the fun :) Still debating whether to join myself…


Manifesto of The Week:

investor manifesto

The Investor’s Manifesto (2022) @ Safal Niveshak — “This is for you. This is from someone like you. It is an Investor’s Manifesto. It is something you can reflect back on if you ever felt stuck in your investing life. If you believe in it, follow it, and stand for it, your investing life will be good.” [Hat tip: Apex Money]



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4 responses to “It’s Not About Retirement Anymore”

  1. freddy smidlap says:

    thanks for the mention, j$! enjoy your blogless month and all the holidays have to offer.

  2. Zach says:

    Enjoy the month break from these newsletters! I am going to be a late joiner to the pushups and squat challenges :). Have a Merry Christmas!

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