Reject the Algorithm

close up $100 bill

Good morning!

Can you believe it’s already August??! Wasn’t it the New Year just like last week?! How are those Net Worths going over there? Much more fun updating it this month than last, eh? :)

As for me, I’m still kickin’ it w/ the blog and trying to stay as healthy as possible! Got my 2nd infusion done yesterday which means I’ll now be able to start weening myself off the steroids and other meds I’m hocked up on, and if all goes well I *should* now be past the worst of this nasty disease! I’ll be immunosuppressed for basically forever (the infusions kill my antibody-making B cells!), but at least I got my quality of life back! So suck it, Pemphigus Vulgaris!

(j/k you’re the best – don’t come back to haunt me!!)

Favorite articles from the week down below, along with a fun rap about credit…

Be well 🙏🙏

j money signature

Posts on Budgets this week:

7 Money Tips From Mark Cuban — Caught these tips off Twitter and thought it would be fun to see how many of these we can check off! I got a 4 out of 7 (eek), how about you?

The Financial Dummy of The Week Award 🏆 — In which I give myself an award for having three $$$ mess ups already this week – and the week isn’t even over yet! Lol…

PS: you can always get these posts emailed to you as soon as they come out if you’re signed up to the Budgets Are Sexy newsletter 👍


Favorite reads from the community:

A Crisp $100 Bill 💵 @ 5AM Joel – “A professor stood up in front of the class holding up a brand new crisp $100 bill. He said, “who wants this?” The entire class raised their hands. Then the professor put the $100 bill on the ground, stomped on it, kicked it around and smashed it with his foot into the dirty floor. “Who wants it now?” Everyone still had their hands raised…”

Stocks vs. Real Estate @ Lazy Man and Money – “Back in 2007, I covered an article in Money Magazine that was interesting to me – Stocks vs. Real Estate. It’s fifteen years later now, and I thought it was worth revisiting…”

How to Create More Freedom With a Portfolio Career @ Money Flamingo – “Designing a portfolio career is really not much different from creating an investment portfolio. It’s a way to combine different jobs, self-employment, volunteer and freelance roles. This approach offers more control over your time, freedom to explore new options and the ability to create your perfect work-life blend.”

How to Get $30 (or more!) Off Your Internet Bill @ Femme Frugality – “Have you heard of the Affordable Connectivity Program?  If not, you might be missing out! This government program can help you save $30 or more on your internet bill every month.”

A Simple Yearly Budget & Expense Tracker @ Accidentally Retired – “While Mrs. AR and I don’t typically keep a firm budget, every so often I like to keep tabs on our expenses and see where there is room for improvement.  This tool provides an easy way to do that, as well as a useful way to forecast expenses for the year as well.”

Reality Catches Up @ The Collaborative Fund – “An asset you don’t deserve can quickly become a liability.  Maybe your portfolio surged during a bubble, your company hit a monster valuation, or you negotiated a salary that exceeds your ability. It feels great at the time. But reality eventually catches up, and demands repayment in equal proportion to your delusions – plus interest.”

Reject the Algorithm @ Of Dollars and Data – “Would you rather be yourself and be known by thousands, or be someone else and be known by tens (or hundreds) of thousands?”

Nobody Will Remember Your Stuff. But Hopefully They Might Remember You @ Simple and Straightforward – “Possessions are not the threads that connect us to past times and places. People are. You probably won’t be remembered for that time you bought a new iPhone. But your kids, grandkids, nieces, nephews, and great-grandkids might remember that time you chucked them in the pool.”

You Are Always The Other Person @ Raptitude – “I am a first-person protagonist in the small and specialized corner of reality that is my own life. In everyone else’s life, I’m an autonomous — and to some degree mysterious — visiting character.  This is true for you too of course. Your primary role in the world, by far, is that of an Other Person.”


Clips and news from the community:

Interesting clips & news that caught my eye this week…

  • “Money doesn’t guarantee happiness, but it does allow you to make different decisions about how to spend your time.” – The Belle Curve
  • “When we want to improve something, we often think about what can be added or changed, but one of the rules we have learned from our experiences is the rule of adding By removing; so instead of adding a new habit to solve a problem, think about what you can do without or avoid.” – Mvoca


Video of the week:

Dex McBean C.R.E.D.I.T. Rap
7 Hunna (C.R.E.D.I.T.) [Freestyle Rap Video] via @Dex.McBean – “Breaking down CREDIT freestyle at the Team Roc United Justice Coalition Summit”



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